@import "https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Merriweather:wght@400;700;900&display=swap";:root{--primary:#0a2540;--primary-light:#1e3a8a;--primary-dim:#0a25401a;--secondary:#c5a059;--secondary-hover:#a88448;--bg-main:#fff;--bg-subtle:#f1f5f9;--bg-dark:#0a2540;--text-main:#1e293b;--text-light:#475569;--text-primary:#0a2540;--text-white:#fff;--border-light:#e2e8f0;--font-body:"Inter", sans-serif;--font-heading:"Merriweather", serif;--max-width:1200px;--section-padding:4rem 2rem;--border-radius:8px;--shadow-sm:0 1px 2px #0000000d;--shadow-md:0 4px 6px -1px #0000001a, 0 2px 4px -1px #0000000f;--shadow-lg:0 10px 15px -3px #0000001a, 0 4px 6px -2px #0000000d;--shadow-gold:0 4px 14px #d4af3740;--transition:all .25s 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h3{color:var(--text-white)}.section-subtitle{color:var(--text-light);max-width:700px;font-size:1.125rem;font-family:var(--font-body);margin:0 auto 3rem}.section-dark .section-subtitle{color:#d1d5db}.main-content{padding-top:calc(80px + var(--ticker-height,86px))}.page-wrapper,.calculators-page,.about-page,.services-page{min-height:100vh}.page-header{text-align:center;padding:6rem 2rem 4rem;position:relative;overflow:hidden}.page-header:before{content:"";z-index:1;pointer-events:none;background:linear-gradient(#0a2540d9,#172554d9),url(/banner_images/other_pages_banner_bg.png) 50%/cover no-repeat;width:100%;height:100%;animation:20s ease-in-out infinite alternate bannerZoom;position:absolute;top:0;left:0}.services-page-header:before{background:linear-gradient(#0a2540d9,#172554d9),url(/banner_images/service_bg.png) 50%/cover no-repeat}.page-header>*{z-index:2;position:relative}@keyframes 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var(--secondary);background-color:#0000;font-weight:700}.btn-outline:hover{color:#0a2540;background:linear-gradient(90deg,#c5a059 0%,#fef3c7 50%,#c5a059 100%);border-color:#c5a059}.btn-white{color:#0a2540;background:linear-gradient(90deg,#c5a059 0%,#fef3c7 50%,#c5a059 100%);border:1px solid #c5a059;font-weight:700}.btn-white:hover{color:#0a2540;background:linear-gradient(90deg,#a88448 0%,#ffe082 50%,#a88448 100%)}@keyframes fadeIn{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}.animate-fade-in{animation:.8s ease-out forwards fadeIn}.gold-text{color:gold;text-shadow:0 1px 2px #0006;font-weight:700}@media (width<=768px){.section-title,.page-title{font-size:2.25rem}.container{padding:0 1rem}.section{padding:2.5rem 0}}@media (width<=576px){.page-title{font-size:1.8rem}.section-title{font-size:1.75rem}}.rich-text-content p{margin-bottom:1.25rem;line-height:1.8}.rich-text-content h1,.rich-text-content h2,.rich-text-content h3,.rich-text-content h4{color:var(--primary);font-family:var(--font-heading);margin-top:2rem;margin-bottom:1rem;line-height:1.3}.rich-text-content h1:first-child,.rich-text-content h2:first-child,.rich-text-content h3:first-child{margin-top:0}.rich-text-content ul,.rich-text-content ol{margin-bottom:1.5rem;padding-left:1.5rem}.rich-text-content li{margin-bottom:.5rem;line-height:1.6}.contact-form-container{background:var(--bg-main);box-shadow:var(--shadow-lg);border:1px solid var(--border-light);border-radius:16px;padding:3rem}.contact-form-grid-2col{grid-template-columns:1fr 1fr;gap:1rem;display:grid}.contact-form-grid-3col{grid-template-columns:repeat(3,1fr);gap:1rem;display:grid}@media (width<=576px){.contact-form-container{padding:1.5rem!important}.contact-form-grid-2col,.contact-form-grid-3col{grid-template-columns:1fr!important}}.navbar{top:var(--ticker-height,86px);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);z-index:1000;width:100%;transition:var(--transition);background-color:#fff;border-bottom:1px solid #0000;position:fixed;left:0}.navbar.scrolled{box-shadow:var(--shadow-sm);border-bottom:1px solid var(--border-light);background-color:#fff}.nav-container{justify-content:space-between;align-items:center;height:80px;display:flex}.brand{align-items:center;display:flex}.nav-menu{align-items:center;gap:2rem;display:flex}.nav-list{flex-wrap:nowrap;align-items:center;gap:1.5rem;display:flex}.nav-item{position:relative}.nav-link{color:var(--text-main);transition:var(--transition);white-space:nowrap;align-items:center;gap:.25rem;padding:.5rem 0;font-weight:600;display:flex;position:relative}.nav-link:after{content:"";background-color:var(--secondary);width:0;height:2.5px;transition:var(--transition);position:absolute;bottom:-2px;left:0}.nav-link:hover,.nav-link.active{color:var(--secondary);font-weight:700}.nav-link:hover:after,.nav-link.active:after{width:100%}.dropdown-icon{transition:var(--transition)}.dropdown:hover .dropdown-icon{transform:rotate(180deg)}.dropdown-menu{background-color:var(--bg-dark);min-width:320px;box-shadow:var(--shadow-lg);border-radius:var(--border-radius);opacity:0;visibility:hidden;transition:var(--transition);border:1px solid #ffffff1a;padding:.5rem 0;position:absolute;top:100%;left:0;transform:translateY(10px)}.dropdown:hover .dropdown-menu{opacity:1;visibility:visible;transform:translateY(0)}.dropdown-item{color:#ffffffd9;transition:var(--transition);padding:.75rem 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var(--border-light);width:100%}.nav-link{justify-content:space-between;width:100%;padding:1rem 0}.dropdown-menu{box-shadow:none;opacity:1;visibility:visible;background-color:var(--bg-dark);border-radius:var(--border-radius);border:none;margin:.5rem 0 1rem;padding:.5rem 0;display:none;position:static;transform:none}.dropdown:hover .dropdown-menu{display:block}.nav-cta{width:100%;margin-top:2rem}.nav-cta .btn{width:100%}}.no-ticker .navbar{top:0}@media (width<=992px){.no-ticker .nav-menu{height:calc(100vh - 80px);top:80px}}.footer{background-color:var(--bg-dark);color:var(--text-white);border-top:4px solid var(--secondary);padding:5rem 0 2rem}.footer-grid{grid-template-columns:2fr 1fr 1fr 1.5fr;gap:3rem;margin-bottom:4rem;display:grid}.footer-brand h2{color:var(--text-white);margin-bottom:1rem;font-size:1.8rem}.footer-desc{color:#d1d5db;margin-bottom:1.5rem;font-size:.95rem;line-height:1.8}.social-links{gap:1rem;display:flex}.social-link{width:36px;height:36px;color:var(--text-white);transition:var(--transition);background-color:#ffffff1a;border-radius:50%;justify-content:center;align-items:center;font-size:.8rem;font-weight:600;display:flex}.social-link:hover{background-color:var(--secondary);color:var(--text-primary);transform:translateY(-2px)}.footer-links h3,.footer-contact h3{color:var(--secondary);font-size:1.1rem;font-family:var(--font-body);text-transform:uppercase;letter-spacing:.05em;margin-bottom:1.5rem}.footer-links ul,.footer-contact ul{flex-direction:column;gap:.75rem;display:flex}.footer-links a{color:#d1d5db;transition:var(--transition);font-size:.95rem;display:inline-block}.footer-links a:hover{color:var(--secondary);transform:translate(5px)}.footer-contact li{color:#d1d5db;align-items:flex-start;gap:1rem;font-size:.95rem;display:flex}.contact-icon{color:var(--secondary);flex-shrink:0;margin-top:.2rem}.footer-bottom{color:#d1d5db;border-top:1px solid #ffffff1a;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:1rem;padding-top:2rem;font-size:.85rem;display:flex}.footer-legal{gap:1.5rem;display:flex}.footer-legal a{transition:var(--transition)}.footer-legal a:hover{color:var(--text-white)}@media (width<=992px){.footer-grid{grid-template-columns:1fr 1fr}}@media (width<=576px){.footer-grid{grid-template-columns:1fr}.footer-bottom{text-align:center;flex-direction:column}.footer-legal{justify-content:center}}.footer-disclaimer-content p{margin-bottom:1rem}.footer-disclaimer-content p:last-child{margin-bottom:0}.floating-widgets{z-index:9999;flex-direction:column;align-items:center;gap:1rem;display:flex;position:fixed;bottom:2rem;right:2rem}.float-btn{color:#fff;cursor:pointer;border:none;border-radius:50%;justify-content:center;align-items:center;width:55px;height:55px;text-decoration:none;transition:all .3s;display:flex;box-shadow:0 4px 10px #0003}.float-btn:hover{transform:translateY(-3px)scale(1.05);box-shadow:0 6px 14px #0000004d}.wa-btn{background-color:#25d366}.wa-btn:hover{color:#fff;background-color:#1ebe55}.call-btn{background-color:#007bff}.call-btn:hover{color:#fff;background-color:#0056b3}.top-btn{background-color:var(--text-primary);opacity:0;visibility:hidden;transform:translateY(20px)}.top-btn.show{opacity:1;visibility:visible;transform:translateY(0)}.top-btn:hover{background-color:var(--secondary);color:#fff}.social-stack{flex-direction:column;align-items:center;gap:.5rem;display:flex}.social-btn{width:40px;height:40px}.facebook{background-color:#1877f2}.instagram{background:linear-gradient(45deg,#f09433 0%,#e6683c 25%,#dc2743 50%,#cc2366 75%,#bc1888 100%)}.linkedin{background-color:#0a66c2}.twitter{background-color:#1da1f2}@media (width<=576px){.floating-widgets{gap:.75rem;bottom:1.5rem;right:1.5rem}.float-btn{width:45px;height:45px}.social-btn{width:35px;height:35px}}.service-strip-wrapper{background-color:var(--primary);border-top:1px solid #ffffff1a;border-bottom:1px solid #ffffff1a;padding:2rem 0;position:relative}.service-strip-header{text-align:center;z-index:30;margin-bottom:0;position:absolute;top:0;left:50%;transform:translate(-50%,-50%)}.service-strip-title{letter-spacing:.08em;text-transform:uppercase;color:var(--secondary);border:1.5px solid var(--secondary);font-size:.75rem;font-weight:700;font-family:var(--font-body);background-color:#0a2540;border-radius:50px;margin:0;padding:.35rem 1.2rem;display:inline-block}.service-strip-container{justify-content:space-between;align-items:flex-start;max-width:1200px;margin:0 auto;display:flex}.service-strip-item{text-align:center;flex-direction:column;flex:1;align-items:center;padding:0 .5rem;text-decoration:none;transition:transform .2s;display:flex}.service-strip-item:hover{transform:translateY(-2px)}.service-strip-icon{justify-content:center;align-items:center;margin-bottom:.75rem;display:flex}.service-strip-name{color:#e2e8f0;text-transform:none;font-size:.85rem;font-weight:500;line-height:1.4;font-family:var(--font-body);max-width:160px}.service-strip-divider{background-color:#ffffff26;align-self:center;width:1px;height:40px}.service-strip-relative{position:relative}.strip-scroll-btn{display:none}@media (width<=992px){.service-strip-relative{padding:0 2.5rem}.service-strip-container{scroll-behavior:smooth;-ms-overflow-style:none;scrollbar-width:none;-webkit-overflow-scrolling:touch;flex-wrap:nowrap;justify-content:flex-start;gap:1rem;width:100%;padding-bottom:.5rem;overflow-x:auto}.service-strip-container::-webkit-scrollbar{display:none}.service-strip-item{flex:none;width:calc(33.333% - .66rem);min-width:90px;padding:0}.service-strip-divider{flex:0 0 1px;min-width:1px;display:block}.strip-scroll-btn{background:var(--bg-main);border:1px solid var(--secondary);width:36px;height:36px;color:var(--primary);z-index:5;cursor:pointer;border-radius:50%;justify-content:center;align-items:center;transition:all .2s;display:flex;position:absolute;top:50%;transform:translateY(-50%);box-shadow:0 2px 8px #0000001a}.strip-scroll-btn:active{background:var(--secondary);color:#fff}.strip-scroll-btn.left{left:0}.strip-scroll-btn.right{right:0}}@media (width<=576px){.service-strip-item{flex:none;width:calc(33.333% - .66rem);min-width:80px}.service-strip-relative{padding:0 2rem}.strip-scroll-btn{width:30px;height:30px}}.hero{border-bottom:1px solid var(--border-light);align-items:center;min-height:auto;padding:60px 0 50px;transition:background .8s ease-in-out;display:flex;position:relative;overflow:hidden}.hero:before,.hero:after{display:none!important}@keyframes heroZoom1{0%{opacity:1;transform:scale(1)}45%{opacity:1;transform:scale(1.12)}50%{opacity:0;transform:scale(1.12)}95%{opacity:0;transform:scale(1)}to{opacity:1;transform:scale(1)}}@keyframes heroZoom2{0%{opacity:0;transform:scale(1)}45%{opacity:0;transform:scale(1)}50%{opacity:1;transform:scale(1)}95%{opacity:1;transform:scale(1.12)}to{opacity:0;transform:scale(1.12)}}.hero-container{z-index:10;justify-content:flex-start;align-items:center;display:flex;position:relative}.hero-content{text-align:left;flex-direction:column;align-items:flex-start;max-width:620px;display:flex}@media (width>=992px){.hero-title .gold-text{white-space:nowrap}}.hero-title{color:#fff;margin-bottom:1.25rem;font-size:2.2rem;line-height:1.2}.hero-subtitle{color:#e2e8f0;margin-bottom:2rem;font-size:1.05rem;line-height:1.6}.hero-cta{gap:1rem;display:flex}.hero-cta .btn-outline{color:#fff}.hero-cta .btn-outline:hover{color:#0a2540}.hero-image-container{justify-content:flex-end;margin-top:-12.5rem;display:flex}.hero-card{background:var(--bg-main);border:1px solid var(--border-light);border-radius:var(--border-radius);width:100%;max-width:450px;box-shadow:var(--shadow-lg);z-index:2;padding:2.5rem;position:relative}.hero-card-header{border-bottom:1px solid var(--border-light);justify-content:space-between;align-items:center;margin-bottom:2rem;padding-bottom:1rem;display:flex}.hero-card-header h3{color:var(--text-light);text-transform:uppercase;letter-spacing:.05em;font-size:1.1rem;font-family:var(--font-body)}.hero-card-badge{color:var(--text-primary);background:var(--bg-subtle);border:1px solid var(--primary-dim);border-radius:20px;padding:.25rem .75rem;font-size:1.1rem;font-weight:700}.hero-card-chart{height:200px;margin-bottom:2rem}.hero-svg-chart{width:100%;height:100%;overflow:visible}.chart-line-anim{stroke-dasharray:400;stroke-dashoffset:400px;animation:1.5s ease-out forwards 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p{color:var(--text-light);flex-grow:1;margin-bottom:2rem;font-size:.95rem}.service-link{color:var(--text-primary);text-transform:uppercase;letter-spacing:.05em;transition:var(--transition);align-items:center;gap:.5rem;margin-top:auto;font-size:.85rem;font-weight:600;display:inline-flex}.service-card:hover .service-link{color:var(--secondary)}.journey-section{padding:6rem 0}.journey-steps{justify-content:space-between;align-items:flex-start;margin-top:4rem;display:flex;position:relative}.journey-step{text-align:left;z-index:2;flex-direction:column;align-items:flex-start;width:calc(20% - 20px);display:flex;position:relative}.step-number{color:var(--secondary);text-transform:uppercase;letter-spacing:.05em;background-color:#ffffff1a;border-radius:20px;margin-bottom:1rem;padding:.25rem .75rem;font-size:.85rem;font-weight:700}.journey-step.end-goal .step-number{background-color:var(--secondary);color:var(--text-primary)}.journey-step h3{color:var(--text-white);font-size:1.1rem;font-family:var(--font-body);margin-bottom:.75rem}.journey-step p{color:#d1d5db;font-size:.9rem}.why-choose-container{max-width:960px;margin:0 auto}.features-list{grid-template-columns:repeat(2,1fr);gap:2rem;margin-top:3rem;display:grid}.features-list li{color:var(--text-main);background-color:var(--bg-main);border-radius:var(--border-radius);border:1px solid var(--border-light);box-shadow:var(--shadow-sm);transition:var(--transition);align-items:flex-start;gap:1.25rem;padding:1.5rem;font-size:1.05rem;display:flex}.features-list li:hover{box-shadow:var(--shadow-md);border-color:var(--primary-dim);transform:translateY(-3px)}.feature-icon{color:var(--secondary);flex-shrink:0;margin-top:3px}.cta-box{background-color:var(--bg-dark);text-align:center;color:var(--text-white);border-radius:var(--border-radius);box-shadow:var(--shadow-lg);border-bottom:6px solid var(--secondary);padding:5rem 3rem}.cta-box h2{color:var(--text-white);margin-bottom:1rem;font-size:2.5rem}.cta-box p{color:#d1d5db;margin-bottom:2.5rem;font-size:1.125rem}@media (width<=992px){.features-list{grid-template-columns:1fr;gap:1.25rem}.hero{text-align:center;padding:40px 0 60px}.hero-title{font-size:2.5rem}.hero-subtitle{font-size:1rem}.hero-cta{flex-wrap:wrap;justify-content:center}.hero-container{grid-template-columns:1fr}.hero-image-container{justify-content:center;margin-top:2rem}.journey-steps{flex-direction:column;gap:3rem}.journey-step{width:100%}.carousel-indicators{justify-content:center}}@media (width<=576px){.hero-title{font-size:2rem}.hero-cta{flex-direction:column;width:100%}.hero-cta .btn{text-align:center;width:100%}}.carousel-indicators{justify-content:flex-start;gap:.75rem;margin-top:3rem;display:flex}.indicator{cursor:pointer;width:12px;height:12px;transition:var(--transition);background-color:#ffffff4d;border:none;border-radius:50%}.indicator.active{background-color:#fff;border-radius:6px;width:30px}.testimonials-section{background-color:var(--bg-main);padding:6rem 0}.google-review-banner{background-color:var(--bg-subtle);border:1px solid var(--border-light);border-radius:var(--border-radius);box-shadow:var(--shadow-sm);justify-content:space-between;align-items:center;margin-bottom:4rem;padding:2rem 3rem;display:flex}.gr-left{align-items:center;gap:2rem;display:flex}.gr-score{border-right:2px solid var(--border-light);align-items:center;gap:1rem;padding-right:2rem;display:flex}.gr-number{color:var(--text-primary);font-size:3rem;font-weight:900;font-family:var(--font-heading)}.gr-stars{gap:.25rem;display:flex}.gr-text{flex-direction:column;display:flex}.gr-text strong{color:var(--text-main);font-size:1.25rem}.gr-text span{color:var(--text-light);font-size:.95rem}.testimonials-carousel-container{width:100%;padding:0 3rem;position:relative}.testimonials-track{scroll-snap-type:x mandatory;-webkit-overflow-scrolling:touch;scrollbar-width:none;scroll-behavior:smooth;gap:2rem;padding-bottom:1rem;display:flex;overflow-x:auto}.testimonials-track::-webkit-scrollbar{display:none}.carousel-btn{background-color:var(--bg-main);border:1px solid var(--border-light);width:40px;height:40px;color:var(--text-primary);cursor:pointer;z-index:10;box-shadow:var(--shadow-md);transition:var(--transition);border-radius:50%;justify-content:center;align-items:center;display:flex;position:absolute;top:50%;transform:translateY(-50%)}.carousel-btn:hover{background-color:var(--primary);color:var(--text-white);border-color:var(--primary)}.carousel-btn.prev{left:0}.carousel-btn.next{right:0}.testimonial-card{background-color:var(--bg-main);border:1px solid var(--border-light);border-radius:var(--border-radius);box-shadow:var(--shadow-md);transition:var(--transition);scroll-snap-align:start;flex-direction:column;flex-shrink:0;width:380px;padding:2.5rem;display:flex}.testimonial-card:hover{box-shadow:var(--shadow-lg);border-color:var(--primary-dim);transform:translateY(-5px)}.t-stars{gap:.25rem;margin-bottom:1.5rem;display:flex}.t-text{color:var(--text-main);flex-grow:1;margin-bottom:2rem;font-size:1.05rem;font-style:italic;line-height:1.7}.t-author{border-top:1px solid var(--border-light);align-items:center;gap:1rem;padding-top:1.5rem;display:flex}.t-avatar{background-color:var(--primary-dim);width:50px;height:50px;color:var(--text-primary);border-radius:50%;justify-content:center;align-items:center;font-size:1.1rem;font-weight:700;display:flex}.t-author strong{color:var(--text-primary);margin-bottom:.25rem;display:block}.t-author span{color:var(--text-light);text-transform:uppercase;letter-spacing:.05em;font-size:.85rem;display:block}@media (width<=768px){.google-review-banner{text-align:center;flex-direction:column;gap:2rem;padding:2rem}.gr-left{flex-direction:column;gap:1.5rem}.gr-score{border-right:none;border-bottom:2px solid var(--border-light);flex-direction:column;padding-bottom:1.5rem;padding-right:0}}.mf-card{border-top:4px solid var(--secondary)}.mf-card .service-icon{color:var(--secondary);background-color:#c5a0591a}.pms-card{border-top:4px solid #3b82f6}.pms-card .service-icon{color:#3b82f6;background-color:#3b82f61a}.aif-card{border-top:4px solid #8b5cf6}.aif-card .service-icon{color:#8b5cf6;background-color:#8b5cf61a}.ins-card{border-top:4px solid #f59e0b}.ins-card .service-icon{color:#f59e0b;background-color:#f59e0b1a}.loan-card{border-top:4px solid #ef4444}.loan-card .service-icon{color:#ef4444;background-color:#ef44441a}.hero-stats-row{gap:1.5rem;width:100%;margin-top:1.5rem;display:flex}.hero-stats-card{background:linear-gradient(135deg,#fdfbf7 0%,#f7f3e9 100%);border:1.5px solid #c5a05940;border-radius:12px;align-items:center;padding:1.25rem 1.75rem;display:flex;box-shadow:0 4px 12px #0a254008}.stats-group-card{flex:3;justify-content:space-between}.stats-single-card{flex:2;justify-content:flex-start;gap:1.25rem}.stats-column{text-align:center;flex-direction:column;flex:1;align-items:center;display:flex}.stats-icon-wrapper{justify-content:center;align-items:center;margin-bottom:.5rem;display:flex}.stats-value{color:var(--primary);font-size:1.5rem;font-weight:700;line-height:1.2}.stats-label{color:var(--text-light);white-space:normal;margin-top:.25rem;font-size:.75rem;font-weight:600}.stats-col-divider{background-color:#c5a05933;width:1px;height:40px;margin:0 1rem}.stats-single-icon{flex-shrink:0;justify-content:center;align-items:center;display:flex}.stats-single-content{flex-direction:column;display:flex}.stats-single-value{color:var(--secondary);font-size:2rem;font-weight:800;line-height:1.1}.stats-single-label{color:var(--text-light);margin-top:.25rem;font-size:.95rem;font-weight:600}@media (width<=992px){.hero-stats-row{flex-direction:column;gap:1.25rem;max-width:500px;margin-top:2.5rem;margin-left:auto;margin-right:auto}.stats-group-card{flex:1}.stats-single-card{flex:1;justify-content:center}}@media (width<=576px){.hero-stats-card{padding:1rem}.stats-col-divider{margin:0 .5rem}.stats-value{font-size:1.2rem}.stats-label{font-size:.65rem}.stats-single-value{font-size:1.6rem}}.mission-section{padding:4rem 0}.mission-grid{grid-template-columns:1fr 1fr;align-items:center;gap:4rem;display:grid}.mission-content h2{color:var(--text-primary);margin-bottom:1.5rem;font-size:3rem}.mission-content p{color:var(--text-light);margin-bottom:1.5rem;font-size:1.15rem;line-height:1.8}.mission-visual{gap:1.5rem;display:flex;position:relative}.mission-image-col{flex-direction:column;gap:1.5rem;display:flex}.mission-image-col:nth-child(2){margin-top:3rem}.img-placeholder{background:var(--bg-subtle);border-radius:var(--border-radius);border:1px solid var(--border-light);box-shadow:var(--shadow-sm);position:relative;overflow:hidden}.img-placeholder:after{content:"";background:linear-gradient(135deg, var(--primary-dim), transparent);pointer-events:none;position:absolute;inset:0}.img-placeholder.large{height:350px}.img-placeholder.small{height:250px}.stats-section{background-color:var(--text-primary);color:var(--text-white);padding:4rem 0}.stats-grid{text-align:center;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:2rem;display:grid}.stat-item{border-radius:var(--border-radius);transition:var(--transition);background:#ffffff1a;flex-direction:column;justify-content:center;align-items:center;padding:1.5rem;display:flex}.stat-item:hover{background:#fff3;transform:translateY(-5px)}.stat-number{color:var(--secondary);font-size:clamp(2rem,4vw,3rem);font-weight:900;font-family:var(--font-heading);word-break:break-word;margin-bottom:.5rem;display:block}.stat-label{color:var(--text-white);letter-spacing:.05em;text-transform:uppercase;font-size:1.1rem;font-weight:500}.values-section{background-color:var(--bg-subtle);padding:4rem 0}.values-grid{grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:2rem;margin-top:4rem;display:grid}.value-card{background-color:var(--bg-main);border-radius:var(--border-radius);border:1px solid var(--border-light);box-shadow:var(--shadow-sm);text-align:center;transition:var(--transition);padding:3rem}.value-card:hover{box-shadow:var(--shadow-lg);border-color:var(--primary-dim);transform:translateY(-5px)}.value-icon{background:var(--bg-subtle);width:70px;height:70px;color:var(--text-primary);border:1px solid var(--primary-dim);border-radius:50%;justify-content:center;align-items:center;margin:0 auto 1.5rem;display:flex}.value-card h3{color:var(--text-primary);font-size:1.5rem;font-family:var(--font-heading);margin-bottom:1rem}.value-card p{color:var(--text-light);line-height:1.7}@media (width<=992px){.mission-grid{grid-template-columns:1fr}}@media (width<=576px){.mission-visual{flex-direction:column}.mission-image-col:nth-child(2){margin-top:0}}.founder-section{background-color:var(--bg-subtle);padding:3rem 0}.founder-container{text-align:justify;overflow:hidden}.founder-photo{object-fit:cover;float:left;width:180px;height:180px;box-shadow:var(--shadow-lg);border-radius:50%;margin-bottom:1rem;margin-right:2rem}.founder-content h2{color:var(--text-primary);margin-bottom:.5rem;font-size:2.25rem}.founder-name{color:var(--primary);margin-top:1rem;margin-bottom:.5rem;font-size:1.75rem;font-weight:700}.founder-quote{color:var(--text-light);border-left:4px solid var(--secondary);margin-bottom:1.5rem;padding-left:1rem;font-size:1.1rem;font-style:italic}.founder-text{color:var(--text-light);margin-bottom:1rem;line-height:1.8}@media (width<=768px){.founder-container{text-align:center;flex-direction:column;align-items:center;display:flex}.founder-photo{float:none;margin-bottom:1.5rem;margin-right:0}.founder-content{flex-direction:column;align-items:center;width:100%;display:flex}.founder-content h2{color:var(--text-primary);text-transform:none;letter-spacing:normal;order:2;margin-top:.25rem;margin-bottom:.75rem;font-size:1.6rem;font-weight:700}.founder-name{color:#806020;text-transform:uppercase;letter-spacing:.05em;order:1;margin-top:.5rem;margin-bottom:.25rem;font-size:1.2rem;font-weight:800}.founder-quote{border-left:none;border-top:2px solid var(--secondary);border-bottom:2px solid var(--secondary);order:3;max-width:90%;margin-bottom:1.5rem;padding:.5rem 0}.founder-text{text-align:justify;order:4}}.our-story-container{text-align:justify;width:100%}.our-story-title{color:var(--text-primary);margin-bottom:.5rem;font-size:2.5rem}.our-story-subtitle{color:var(--secondary);margin-bottom:2rem;font-size:1.5rem;font-weight:600}.our-story-content{color:var(--text-light);font-size:1.1rem;line-height:1.8}@media (width<=768px){.our-story-title{text-align:center;font-size:1.8rem}.our-story-subtitle{text-align:center;margin-bottom:1.5rem;font-size:1.15rem}.our-story-content{font-size:1rem}.mission-section,.founder-section,.stats-section,.values-section{padding:2rem 0}}.service-detail-section{border-bottom:1px solid var(--border-light);background-color:var(--bg-main);padding:4rem 0}.service-detail-section:nth-child(2n){background-color:var(--bg-subtle)}.service-grid{grid-template-columns:1.1fr .9fr;align-items:center;gap:4rem;display:grid}.service-grid.reverse{grid-template-columns:.9fr 1.1fr}.service-grid.reverse .service-content{order:2}.service-grid.reverse .service-visual{order:1}.service-content h2{color:var(--text-primary);margin-bottom:1rem;font-size:2.5rem}.service-content>p{color:var(--text-light);margin-bottom:2rem;font-size:1.1rem;line-height:1.7}.service-benefits{grid-template-columns:1fr 1fr;gap:1.5rem;margin-bottom:2.5rem;display:grid}.benefit-item{align-items:flex-start;gap:.75rem;display:flex}.benefit-item .icon{color:var(--secondary);flex-shrink:0;margin-top:2px}.benefit-item span{color:var(--text-main);font-weight:500}.service-visual{background:var(--bg-main);border-radius:var(--border-radius);border:1px solid var(--border-light);height:400px;box-shadow:var(--shadow-md);justify-content:center;align-items:center;display:flex;position:relative;overflow:hidden}.service-visual:before{content:"";background:radial-gradient(circle, var(--primary-dim) 0%, transparent 50%);opacity:.5;pointer-events:none;width:200%;height:200%;position:absolute;top:-50%;left:-50%}.visual-graphic{z-index:2;justify-content:center;align-items:center;width:100%;height:100%;display:flex;position:relative}.chart-bars{align-items:flex-end;gap:1.5rem;height:200px;display:flex}.chart-bar{background:var(--border-light);border-radius:4px 4px 0 0;width:40px;position:relative;overflow:hidden}.chart-bar:after{content:"";background:var(--primary);height:100%;animation:2s cubic-bezier(.4,0,.2,1) forwards growUp;position:absolute;bottom:0;left:0;right:0}@keyframes growUp{0%{transform-origin:bottom;transform:scaleY(0)}to{transform-origin:bottom;transform:scaleY(1)}}.portfolio-ring{border:4px dashed var(--border-light);border-radius:50%;justify-content:center;align-items:center;width:250px;height:250px;animation:30s linear infinite spin;display:flex}.portfolio-ring-inner{border:4px solid var(--secondary);border-radius:50%;width:150px;height:150px;animation:20s linear infinite spinReverse}@keyframes spin{0%{transform:rotate(0)}to{transform:rotate(360deg)}}@keyframes spinReverse{0%{transform:rotate(360deg)}to{transform:rotate(0)}}.shield-graphic{background:var(--primary-dim);clip-path:polygon(50% 0%,100% 20%,100% 70%,50% 100%,0% 70%,0% 20%);border:4px solid 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var(--border-light);flex-direction:column;width:300px;display:flex}.calc-tab{color:var(--text-light);cursor:pointer;text-align:left;transition:var(--transition);font-size:1rem;font-weight:600;font-family:var(--font-body);background:0 0;border:none;border-left:4px solid #0000;align-items:center;gap:1rem;padding:1.5rem 2rem;display:flex}.calc-tab:hover{color:var(--text-primary);background-color:#064e3b0d}.calc-tab.active{background-color:var(--bg-main);border-left-color:var(--text-primary);color:var(--text-primary)}.calc-tab svg{color:inherit}.calc-content-area{flex:1;padding:4rem;overflow-y:auto}.calc-panel h2{color:var(--text-primary);margin-bottom:.5rem;font-size:2.25rem}.calc-desc{color:var(--text-light);margin-bottom:3rem;font-size:1.1rem}.calc-grid{grid-template-columns:1fr 1fr;gap:4rem;display:grid}.calc-inputs{flex-direction:column;gap:2rem;display:flex}.input-group{flex-direction:column;gap:.75rem;display:flex}.input-group 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h3{color:var(--text-white)}.gold-text{color:var(--secondary)!important}.modal-overlay{-webkit-backdrop-filter:blur(5px);backdrop-filter:blur(5px);z-index:2000;background-color:#022c22b3;justify-content:center;align-items:center;padding:2rem;display:flex;position:fixed;inset:0}.modal-content{background-color:var(--bg-main);border-radius:var(--border-radius);width:100%;max-width:900px;max-height:90vh;box-shadow:var(--shadow-lg);position:relative;overflow-y:auto}.modal-close{background:var(--bg-subtle);border:1px solid var(--border-light);cursor:pointer;width:40px;height:40px;color:var(--text-light);transition:var(--transition);z-index:10;border-radius:50%;justify-content:center;align-items:center;display:flex;position:absolute;top:1.5rem;right:1.5rem}.modal-close:hover{background-color:var(--text-primary);color:var(--text-white);border-color:var(--text-primary);transform:rotate(90deg)}.modal-body{padding:4rem}.modal-body .calc-panel{padding:0}@media 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h2{font-size:1.5rem}}:root{--admin-primary:#0f172a;--admin-secondary:#3b82f6;--admin-bg:#dce8f6;--admin-border:#e2e8f0;--admin-text:#1e293b}.admin-layout{background-color:var(--admin-bg);min-height:calc(100vh - 120px);color:var(--admin-text);font-family:Inter,system-ui,sans-serif;display:flex}.admin-sidebar{background-color:#172554;border-right:1px solid #ffffff1a;flex-direction:column;width:260px;display:flex}.admin-brand{border-bottom:1px solid #ffffff1a;padding:1.5rem}.admin-brand h2{color:#fff;margin:0;font-size:1.25rem;font-weight:700}.admin-nav{flex-direction:column;flex:1;gap:.5rem;padding:1.5rem 1rem;display:flex}.admin-nav-item{color:#94a3b8;border-radius:8px;align-items:center;gap:.75rem;padding:.75rem 1rem;font-weight:500;text-decoration:none;transition:all .2s;display:flex}.admin-nav-item:hover,.admin-nav-item.active{color:#fff;background-color:#ffffff14}.admin-sidebar-footer{border-top:1px solid #ffffff1a;padding:1.5rem 1rem}.logout-btn{cursor:pointer;text-align:left;width:100%;font-family:inherit;font-size:inherit;color:#fca5a5;background:0 0;border:none}.logout-btn:hover{color:#ef4444;background-color:#ef44441a!important}.admin-content{flex:1;padding:2.5rem;overflow-y:auto}.admin-page-header{margin-bottom:2rem}.admin-page-header h1{margin:0;font-size:1.875rem;font-weight:700}.admin-card{border:1px solid var(--admin-border);background-color:#fff;border-radius:12px;max-width:800px;padding:2rem;box-shadow:0 1px 3px #0000000d}.admin-card h3{margin-bottom:.5rem;font-size:1.25rem}.admin-help-text{color:#64748b;margin-bottom:2rem;font-size:.9rem}.admin-form-group{margin-bottom:1.5rem}.admin-form-group label{margin-bottom:.5rem;font-size:.95rem;font-weight:600;display:block}.admin-form-group input,.admin-form-group select,.admin-form-group textarea{background-color:#fff;border:1px solid #cbd5e1;border-radius:6px;width:100%;padding:.75rem 1rem;font-family:inherit;font-size:1rem}.admin-form-group 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